By accessing this website, the pages contained on it, and the products,
services, information, tools and material contained or described herein, you
Credit Suisse AG, Nassau Branch (“CSNB” or “we”) knows that you are concerned with how
current policies and demonstrates our commitment to your financial privacy. Please bear in
mind, however, that we may change the content, services or privacy police found on our website
at any time in the future without prior notice. Therefore, please revisit this page from time
to time to be sure that you are familiar with any changes to our policy. Your continuing use
as your acceptance of any such changes. For additional information regarding privacy, please see
our other applicable privacy notices online (including our California Consumer Privacy Act Annual
Notice Supplement for Credit Suisse Client California Residents after January 1, 2020)
or contact email@example.com.
As a user of the public portion of this website, you are not required to provide us with any
personal information, and we do not monitor or collect any personally identifiable information
from you on your use of the public portions of our site. We may track the number of users who
visit particular portions of our site, but such aggregate numbers do not identify you. We may
also record the location of your computer on the Internet, for systems administration and
troubleshooting purposes, and to report aggregate information.
If you register to use the password-protected portions of our site, we will ask you to provide
us with certain information about yourself.
We emphasize to our employees the confidential nature of customer information and the high level
of importance we place on maintaining this confidentiality.
We maintain personal information in a password-protected electronic file outside of our website or
its servers, and we limit access to such information to employees who need to have such information to
provide services to you. We will only use such information about you to verify your identity and eligibility
to receive certain products or services, to provide information to you about products and services that we
believe may be of interest to you, to record your interest in products and services that we offer, and to
respond to your requests for information.
In addition, we may disclose information about you if requested or ordered to do so in the course of a
legal or regulatory proceeding.
CSNB protects all customer information behind multiple layers of Internet firewalls. CSNB secures all
confidential connections using individual passwords and advanced encryption and authentication technology
including but not limited to Secure Socket Layer (SSL) connections between web browsers and our secure
servers for confidential exchanges, plus digital certificates for all on-line transactions.
Our website also contains hyperlinks to other websites not operated by CSNB. CSNB is not responsible for
the content or the privacy practices of these websites.
Although we have tried to create a secure and reliable website for our users, the confidentiality of any
communication or material transmitted via our web site or by e-mail cannot be guaranteed. When disclosing any
personal information, all users should remain mindful of the fact that it is potentially accessible to others,
and consequently, can be collected and used by others without user consent. Accordingly, users should consider
carefully if they want to submit sensitive information that they would not want disclosed, and should recognize
that their use of the Internet and our website is solely at their own risk. We have no responsibility or liability
for the security of personal information transmitted via the Internet.
Important Legal Information
This website and the information, tools and material contained in it (this "Site") are not directed to, or
intended for distribution to, or use by, any person or entity who is a citizen or resident of, or located in,
any jurisdiction where such distribution, publication, availability or use would be contrary to law or regulation,
or which would subject CSNB or its affiliates to any registration or licensing requirement within such jurisdiction.
CSNB will not treat users of this Site as its clients by virtue of them accessing it. Users of this site should seek
the advice of their independent financial adviser prior to taking any investment decision on the basis of any information
contained herein and no information herein constitutes general or specific investment, legal, tax or accounting advice of
The information contained on this Site may relate to the products and services of a person or entity that is located in
a jurisdiction other than that in which you are located. Accordingly the rules for the protection of private customers that
apply in the jurisdiction in which you are located may not apply in relation to such products and services.
Disclaimers and Cautionary Statement Regarding Forward-Looking Information
All opinions and estimates expressed in this Site constitute our judgment as of publication and do not constitute general
or specific investment legal, tax or accounting advice of any kind. This site contains statements that constitute
forward-looking statements. In addition, in the future we, and others on our behalf, may make statements that constitute
forward-looking statements. Such forward-looking statements may include, without limitation, statements relating to our plans,
objectives or goals; our future economic performance or prospects; the potential effect on our future performance of certain
contingencies; and assumptions underlying any such statements.
Words such as "believes", "anticipates", "expects", "intends" and "plans" and similar expressions are intended to identify
forward-looking statements but are not the exclusive means of identifying such statements. We do not intend to update these
forward-looking statements except as may be required by applicable laws.
By their very nature, forward-looking statements involve inherent risks and uncertainties, both general and specific, and
risks exist that predictions, forecasts, projections and other outcomes described or implied in forward-looking statements
will not be achieved. We caution you that a number of important factors could cause results to differ materially from the
plans, objectives, expectations, estimates and intentions expressed in such forward-looking statements. These factors include
(i) market and interest rate fluctuations; (ii) the strength of the global economy in general and the strength of the economies
of the countries in which we conduct our operations in particular; (iii) the ability of counterparties to meet their obligations
to us; (iv) the effects of, and changes in, fiscal, monetary, trade and tax policies, and currency fluctuations; (v) political
and social developments, including war, civil unrest or terrorist activity; (vi) the possibility of foreign exchange controls,
expropriation, nationalization or confiscation of assets in countries in which we conduct our operations; (vii) the ability
to maintain sufficient liquidity and access capital markets; (viii) operational factors such as systems failure, human error,
or the failure to properly implement procedures; (ix) actions taken by regulators with respect to our business and practices
in one or more of the countries in which we conduct our operations; (x) the effects of changes in laws, regulations or
accounting policies or practices; (xi) competition in geographic and business areas in which we conduct our operations;
(xii) the ability to retain and recruit qualified personnel; (xiii) the ability to maintain our reputation and promote our
brands; (xiv) the ability to increase market share and control expenses; (xv) technological changes; (xvi) the timely development
and acceptance of our new products and services and the perceived overall value of these products and services by users; (xvii)
acquisitions, including the ability to integrate successfully acquired businesses; (xviii) the adverse resolution of litigation
and other contingencies; and (xix) our success at managing the risks involved in the foregoing.
We caution you that the foregoing list of important factors is not exclusive; when evaluating forward-looking statements,
you should carefully consider the foregoing factors and other uncertainties and events.
The information, tools and material presented in this Site are provided to you for informational purposes only and are not
to be used or considered as an offer to sell or solicitation of an offer to buy securities or other financial instruments,
or any advice or recommendation with respect to such securities or other financial instruments. The Site's contents may not
be reproduced in whole or in part or otherwise made available without the prior written consent of CSNB. Information and
opinions presented in this Site have been obtained or derived from sources believed by CSNB to be reliable, but CSNB makes
no representation as to their accuracy or completeness. CSNB accepts no liability for any loss arising from the use of the
material presented in this Site. In jurisdictions where CSNB is not registered or licensed to trade in securities, commodities
or other financial products, any trade will be made only in accordance with applicable legislation, which will vary from
jurisdiction to jurisdiction and may require that the trade be made in accordance with applicable exemptions from registration
or licensing requirements.
CSNB or its affiliates may, to the extent permitted by law, participate or invest in financing transactions with the issuers
of the securities referred to in this Site, perform services for, or solicit business from, such issuers, and/or have a position
or effect transactions in the securities or options thereon. In addition, they may make markets in the securities mentioned in
the material presented in this Site. CSNB may, to the extent permitted by law, act upon or use the information or opinions
presented herein, or the research or analysis on which they are based before the material is published. Additional information
is available on request.
DISCLAIMER OF WARRANTIES
Past performance should not be taken as an indication or guarantee of future performance, and no representation or warranty,
express or implied, is made regarding future performance. Opinions and estimates reflect a judgment at original date of
publication by CSNB and are subject to change. The value and income of any of the securities or financial instruments mentioned
in this Site can fall as well as rise. Foreign currency denominated securities and financial instruments are subject to
fluctuations in exchange rates that may have a positive or adverse effect on the value, price or income of such securities or
Structured securities are complex instruments, typically involve a high degree of risk and are intended for sale only to
sophisticated investors who are capable of understanding and assuming the risks involved. The market value of any structured
security may be affected by changes in economic, financial and political factors (including, but not limited to, spot and
forward interest and exchange rates), time to maturity, market conditions and volatility and the credit quality of any issuer
or reference issuer. Any investor interested in purchasing a structured product should conduct its own investigation and analysis
of the product and consult with its own professional advisers as to the risks involved in making such a purchase.
This Site is subject to periodic update and revision. Materials should only be considered current as of the date of initial
publication appearing thereon, without regard to the date on which you may access the information. CSNB maintains the right to
delete or modify information on this Site without prior notice.
CSNB may have issued other reports that are inconsistent with, and reach different conclusions from, the information presented
in this Site. Those reports reflect the different assumptions, views and analytical methods of the analysts who prepared them.
THE INFORMATION ON THIS SITE IS PROVIDED ON AN "AS IS," "AS AVAILABLE" BASIS. CSNB MAKES NO WARRANTY THAT ACCESS TO THE SITE
WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT VIRUSES OR OTHER HARMFUL COMPONENTS WILL NOT BE
TRANSMITTED IN CONNECTION WITH YOUR USE OF THE SITE.
CSNB HEREBY EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS, STATUTORY OR IMPLIED, REGARDING THE SITE, AND ANY RESULTS TO BE
OBTAINED FROM THE USE OF THE SITE, INCLUDING BUT NOT LIMITED TO ALL WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
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UNDER THE LAWS OF ANY JURISDICTION. CSNB DOES NOT WARRANT OR GUARANTEE THE ACCURACY, TIMELINESS, SUITABILITY, COMPLETENESS
OR AVAILABILITY OF THIS SITE OR THE INFORMATION OR RESULTS OBTAINED FROM USE OF THIS SITE, OR THAT THIS SITE OR THE
INFORMATION OR RESULTS WILL BE FREE FROM ERROR.
UNDER NO CIRCUMSTANCES AND UNDER NO THEORY OF LAW, TORT, CONTRACT, STRICT LIABILITY OR OTHERWISE, SHALL CSNB BE LIABLE
TO ANYONE FOR ANY DAMAGES RESULTING FROM ACCESS OR USE OF OR INABILITY TO ACCESS OR USE THIS SITE REGARDLESS OF WHETHER
THEY ARE DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OF ANY CHARACTER, INCLUDING DAMAGES FOR TRADING
LOSSES OR LOST PROFITS, OR FOR ANY CLAIM OR DEMAND BY ANY THIRD PARTY, EVEN IF CSNB KNEW OR HAD REASON TO KNOW ABOUT THE
POSSIBILITY OF SUCH DAMAGES, CLAIM OR DEMAND.
COPYRIGHT AND TRADEMARK
Credit Suisse and other trademarks on this Site are trademarks and service marks or registered trademarks or service
marks of Credit Suisse Group and/or its direct or indirect subsidiaries (hereinafter referred to as "Credit Suisse").
All material available on the Site, except where otherwise noted, is under copyright to Credit Suisse. Credit Suisse
reserves all rights with respect to copyright and trademark ownership of all material on the Site, and will enforce
such rights to the full extent of applicable law.
Nothing on the Site shall be construed as granting any license or right to use any image, trademark, service mark or
logo. Downloading, copying or printing individual pages and/or parts of the Site is allowed for personal use only, and
will not transfer title to any software or material on the Site to you. Explicit attribution to Credit Suisse must be
made in the event that the material, or any part thereof, is reproduced in any form, written or electronic. Furthermore,
any reproduction, re-publication or distribution of this material requires the express consent of Credit Suisse.
Activating certain links on this Site may cause you to leave this Site. Such links, addresses or hyperlinks are
provided solely for your convenience and information. CSNB has not reviewed any of the websites linked with or connected
to this Site, or which provide links to this Site, and does not accept any liability for their contents, the offered
products or services or any other offers. Using links from this Site to any website not owned by CSNB is at your own
risk. We recommend that you read the policy used by these websites and check how these websites protect your personal
data and whether they are trustworthy.
Cautionary Statement Regarding Non-GAAP Financial Information
This Site may contain non-GAAP financial information.